Joel’s Published Column



Experience Matters: Get an Internship!

As the job market has been red hot as of late, we have had the opportunity to work with a few different college students in different capacities. A common theme has emerged with our most dynamic and successful student interactions. Experience in the field that they are attempting to enter post-college gives them a significant advantage above other students entering the same field. Read more about why internships matter here:

So the Mid Terms Happened . . .

So many investors are asking, “What’s going to happen after the midterm elections to the markets and the economy, if the Democrats take back the house?” Although I had to return my crystal ball to the store (because its past accuracy has been sketchy at best), I’d still like to offer my opinion. So, here are my guesses:

“The Balancing Act”

As we enter Michigan’s beautiful fall season, we remember that it is the uniqueness of life’s seasons that create opportunities for us to reflect on our experiences and learn from our past. There is a time for everything: Ecclesiastes 3 of the Christian Bible reiterates exactly that. “A time to be born and a time to die, a time to plant and a time to uproot, a time to scatter stones and a time to gather them.” As a financial planner I will add one of my own – a time to store and a time to use:


Saving for That “Rainy Day”

Well, it happened … in August, I turned the BIG 4-0! Honestly, I’ve kind of felt like I was 40 for the last ten years, so it’s really not much different. One thing that this old man has noticed lately is “Help Wanted” signs posted just about everywhere. As the economy officially printed its second quarter GDP at 4.1% according to the Bureau of Labor Statistics, and the official unemployment rate is wavering between 3.8% and 4%, it seems like even local McDonald’s restaurants are looking to hire at above $11/hour. Read the full article here:

“It’s the Economy, Stupid”

This year has been a much more volatile year in the stock indices in comparison to 2018: